Merchant Account Application

Opening a Domestic (USA) Merchant Account is easy! If you have further questions, or, if you would like to speak to one of our staff, simply click the Live Help button at the upper right hand side of this page for immediate assistance.

1. View our Restricted Merchant List. We are unable to provide merchant services if you or your company sell, offer or provide any of the listed products and services below. Your Merchant Account application will automatically be declined in the event that you apply. If you belong to our Restricted Merchant List, we recommend that you contact the financial institution who you bank with and proceed from there.

* Memberships/Clubs * Dating Services * Business & Consumer Electronics * Airlines * Travel Agencies * Time Shares * Check Cashing * Collections Agencies * Third-party Fulfillment Services * Dropshipping * Credit Repair * Illegal products * Drug Paraphernalia * Audio Text (900#'s) * Investment Opportunities * Lotteries/Raffles * Gambling Halls * Pornography * Software/Computer Hardware over $200 in value * Non-FDA Approved supplements * Merchants with open or pending bankruptcy * Pyramid Sales Programs * Precious Metal and Stamp collections * Sales of illegal products * Inbound Telemarketing/Audio Text * Cellular Phone Air Time * Phone Cards * Large Ticket Internet Swap meet (jewelry, computers etc.) * Fine Jewelry over $100 * Non-US Citizen Principals (must have a US social security number) * Non-US Companies (an owner must have a physical address within the US) * Applicants looking to process payments more than 30 days prior to the date the customer will receive product/service. (No future delivery of services) *Car Parts *Investment Banking *Anything pertaining to Real Estate *Advertising Agencies or business offering *Advertising or Classified Ads.

2. Please have the following information readily available in order to proceed with your application. The entire process should take no more than 20 minutes from start to finish.

You must be at least 18 years of age and certify that you are the Authorizing Officer (Owner, President, CEO, Chairman, General Manager, Director etc.) acting in behalf of your Company.

* Business Contact Information (mailing addresses, web site URL, phone and fax numbers) * Ownership Information (names, addresses, phone numbers) * Federal Tax ID Number (aka Employer Identification Number) * Social Security Number * Business Bank Account Information (copy of a voided check) * 2 Business Trade References (name, contact person, phone number) * If you are a non-profit organization, we need a documentation of Non-profit status in the form of a IRS Form 501(c)(3) or (6). * A copy of your Professional License (if applicable) * Existing Merchant Account processing statements for the last 3 months

3. To continue, please click the button below. Fill and submit the order form to pay the start-up fee. You will have the opportunity to download a copy of the application using the latest version of Adobe Reader.

Please fill out the online application and fax a copy of a voided check and driver's license at 413-622-1935.

4. Check out our processing rates and fees.

Apply Now!

Note: Final approval is based primarily on the industry type, monthly volume, average ticket, and individual or business' credit worthiness as determined by DirectPay Merchant Solutions Inc. and our bank's underwriting department. All applications are handled on a case-by-case basis. We reserve the right at all times to decline any new merchant account application. If for any reason your merchant account is declined, we will refund your credit card/checking account for full set up fee refund.

Disclosures: Some Mastercard® and Visa® transactions may process at a slightly higher rate or transaction fee as determined by Mastercard® and Visa®. These non-qualifying rates may apply to corporate or government purchase cards, debit cards, or cards from foreign banks. Initial set-up fee covers American Express®, Discover®, and electronic checks only when these options are chosen at the time of set-up. Authorize.net charges an additional 5 cents per transaction starting at the 250th transaction per month. For some merchant classifications, an annual account fee may be charged. For a complete explanation of all rates and fees, contact us.